Get collateral free funding to grow your E-commerce Business
Easycart Capital provides access to fast, flexible financing so you can manage cash flows & invest in growth.
No lengthy application
Get funds quickly
Pay when you get paid
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We provide unsecured loans to help you scale up your e-commerce business for on demand increase in sales and cashflow use.
Currently our AI does assessment of Instamojo, Razorpay & Cashfree payment gateways for providing you unsecured loan.
Repayment is collected automatically through a percentage of payment gateway trasaction sales, which means you pay down more when business is busy and less if things slow down. As long as you meet your minimum payment requirement every 90 days, what you pay each day adjusts to your sales.
No. All offers are based solely on the transaction history and volume of your payment gateway account. Applying for a loan doesn’t require a credit check.
After being approved, you’ll see the funds in your Bank account typically in 1-2 business days.
Eligibility is determined based on a combination of factors, including overall processing volume and history on various payment gateway transactions. Eligible Indian E-commerce businesses with at least 3 months of processing history will receive an email and Dashboard notification if they have an offer available. If you don’t have an offer available, you can register your interest here and we’ll prioritize your request if you become eligible for a loan
The cost of the loan is one flat fee that doesn’t change. You won’t pay any interest on top of this fee.
You’ll automatically repay both the loan and the loan fee through a percentage of your sales until the total amount owed is repaid. The loan fee is not charged up-front.
Yes, you can pay down the total amount owed in full at any point. There are no additional fees for early repayment. Please contact support if you’re interested in early repayment.